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whatamp;#39;s up guys welcome back to my channel and if youamp;#39;re new here hi my name is lo and my husband and i are currently on our debt-free journey and to stay organized while we are working on paying off our debt i developed a debt payoff tracking spreadsheet and in todayamp;#39;s video iamp;#39;m going to do a step-by-step tutorial showing you exactly how to use my spreadsheet now if youamp;#39;re watching this video because you purchased my debt payoff tracking spreadsheet from my etsy shop then thank you so much for your purchase i hope you find this video really helpful in order to make the best use of the spreadsheet and to get it all set up correctly if youamp;#39;re watching this video and you have not purchased my spreadsheet and youamp;#39;re interested in buying it i will link it in the description box for this video if you want to check it out now those of you who watch my videos regularly know that i do monthly debt payoff updates using this spreadsheet so i