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my name is John I have the immense privilege of being the chair of Gulf Community finance and we have the immense privilege of sponsoring this strict reception celebrating 50 years of California Community Finance [Music] um since we were founded in 1973 we have Lent over 25 million pounds [Music] um two co-ops and Community owned businesses um we started in the 1970s so of course we funded Whole Food co-ops and housing co-ops but in the past in the duration weve also funded kind of in football clubs work our own metal foundries loads of Village Shops and of course Community pubs um CCF has also been an innovator back in 1987 we launched the PLC as a vehicle for enabling people to invest in co-ops we were also at the Forefront of in institutional investment in culture and Beauty shares and at the moment were really pleased to have just launched with corpse UK the flexible Finance fund one of the aspects of that is the opportunity for people to buy Community shares and installments ju