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Meet Carlos. Carlos is a rising freshman at State University. Carlos will be arriving on campus in a month, and has quite a list of things he needs to buy: books, laundry baskets, food, and so on. Sadly for Carlos, those items also require money, so hell need to open a bank account that he can access while on campus. Unfortunately, he has no idea where to start. What should he do? Well, weve got him covered. Lets start with the basics. There are two types of bank accounts, checking and savings. Checking accounts are designed to give people easy access to their money. They can be used to deposit checks, pay bills, and even transfer money between accounts. Plus, they have no limits on ATM or online transfers and come with both checks and a debit card. This makes them an ideal homebase for your money. In contrast, savings accounts have no online bill pay and no debit cards, plus, all ATM withdrawals and online transfers are limited to six times per month, beyond which a hefty fee is ch
