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thanks for joining us today our topic for this months webinar is uh rebalancing a topic that comes up occasionally with clients as we want to think about what should we be doing with our investments over time in a portfolio whats a good way to deal with market ups and downs and how do we think about this from the perspective of managing long-term investment strategies and so matt hillen one of our planners with the firm will be going through some important concepts and how we think about this and then as always we encourage you if you have specific questions for your situation to consider either booking a time or shooting an email to one of us at the firm to not only pose your questions but wed love to have a conversation about it so with that ill let matt jump into the topic today and also if you have any uh other topics or questions that you are interested in hearing about uh we this is how we come up with these uh monthly webinars and so we would value your input on if theres