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A road maintenance agreement is necessary for those living on a private road, depending on the number of people sharing the road. Factors to consider include the option of establishing a homeowners association and estimating the annual cost of maintenance. The frequency of road repairs varies depending on the type of road surface, with unpaved gravel roads requiring more frequent repairs compared to paved roads. A common approach to setting up a road maintenance agreement is to divide the expenses among the number of residents sharing the road.