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Investing in the TSP can greatly impact your quality of life. By investing $1000 a month for 30 years at a 6% vs. 10% rate of return, you could gain an additional $1.2 million. The Thrift Savings Plan (TSP) is similar to a 401k for federal employees, including the military, with the option for a government match of 5%. Choose between Roth or traditional TSP, or both, for your contributions. Subscribe to Tim Wolffe for more money-saving tips.