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now we shall see the next kind of the third kind of demand deposit namely overdue deposit overdue deposit is not any new deposit when a fixed deposit matures for payment on a particular day and on that day if the amount is not received or not paid to the customer and then automatically bank transfers the fixed deposit from fixed pass category to overdue deposit while fixed deposit is categorized under term deposit overdue deposit is categorized under demand deposit why you already deposit this categorized under demand deposit because from that moment onwards from that moment when it is transferred to audio deposit onwards from that moment onwards at any point of time the customer can come and take the money and it is payable to him on demand therefore only it is called a demand deposit and please remember ah suppose there is a fixed deposit in which 10 percent interest is being paid from the day that is transferred to the warranty deposit from that moment onwards from that day onwards