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why the life insurance company wants your social security number so they want to make sure that you are who you say you are so for instance if Rumble still skin applies for a policy but uses Ronald McDonalds social security number then theyre not going to be able to confirm his identity number two theyre going to verify your medical history number three theyre going to verify your prescription drug history number four do a criminal record check for any recent crimes that have been committed any serious crimes number five lets do a credit check for financial responsibility and any kind of recent bankruptcies and number six is to match the policy holders social security number to the one thats on the death certificate