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so youre self-employed but you want to buy a house you met with your accountant and you realized I dont want to pay that tax bill because if I pay this giant tax bill to show enough income to buy the house I need to show there went my down payment right now thats what so many self-employed individuals are experiencing when they go to buy a home loan because of how high not only state taxes are in many states but federal income tax on s corpse and schedule Cs and other types of businesses that flow through directly to your personal tax return so so many times people have been like what do I do you know I I dont want an eight or nine percent interest rate on a hard money loan and I just cant prove my income on my tax returns without paying such a big tax bill that it just completely wipes me out I got a solution for you and Im going to explain it to you bank statement programs have been around for a long time but as of within the last 90 days some really cool changes have been ro