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in a Single Payer system uh everybody would be in the pool everybody would be covered so you would start out with your if it was the state of Maryland youamp;#39;d start out with your state of Maryland Health Insurance System card the day youamp;#39;re born and you have it your entire life the system would assure a comprehensive system of benefits for medically necessary care and would have one standard of care for everybody and would provide true Health Security in a Single Payer system um most people would be paying less for health care when they count up all of their expenses than they are currently in fact uh Weamp;#39;ve weamp;#39;ve hired an economist to do a study of Single Payer in Maryland and the conclusion was that 95% of people would be paying less current than they currently are paying for healthare in a Single Payer system the the economic barriers to care would be uh there wouldnamp;#39;t be any because you wouldnamp;#39;t have to worry about um co-pays deductibles