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paying for things with your phone isnamp;#39;t A New Concept but with the launch of Apple pay it might be something people actually start doing Apple pay works like this when youamp;#39;re checking out at the cash register youamp;#39;ll grab your iPhone then without even waking up your device tap or wave the phone in front of the credit card terminal within a few seconds youamp;#39;ll choose the card you want to pay with scan your fingerprint with Touch ID and youamp;#39;re on your way way out itamp;#39;s true that using a plastic card doesnamp;#39;t take much longer but thatamp;#39;s not why youamp;#39;re using Apple pay when you buy things using your phone the merchant never sees your credit card number in fact your card number isnamp;#39;t even stored on your iPhone what the merchant does see is a a random 16-digit number thatamp;#39;s as useful as an expired credit card s are stored in the secure element itamp;#39;s super secure tamperproof and can be only acces