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[Music] [Applause] [Music] welcome everyone thank you for joining us for part one of AR peas retirement planning webinar tips to get on track my name is gene SATs fun and I'm senior vice president of programs at AARP I'm joined today by my colleague Susan Weinstock vice president of financial resilience programming if you feel like it's too late to save for retirement AARP has some reassuring news for you it's not even if you feel behind schedule on your retirement plan there are actions you can take to get on track during our conversation today and in part two of this webinar on Thursday we'll answer the most commonly asked questions about retirement planning we receive tonight we'll delve into retirement savings 101 will cover topics such as how much to save for retirement where to save investing at different ages and we'll talk a little bit about the important role Social Security plays as a part of your retirement security on Thursday and part two of this webinar will cover your q...