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In this tutorial, Dave Dinkle shares 32 ways to quickly stop foreclosure, with a focus on using a forbearance agreement. A forbearance is an agreement to temporarily pause mortgage payments due to a hardship. The CARES Act, passed in 2020, allows qualified homeowners to enter forbearance for up to 12 months, extended to 15 months in some cases for federally backed loans. Taking action early is crucial to prevent foreclosure.