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To obtain a lien release for a vehicle title, you need to identify the name of the lender or lien holder listed on the title, regardless of whether the loan has been paid off. The DMV will only issue a replacement title once the lien holder's information is clear, even if the loan has been transferred or paid off. If you're the owner of the car, you can simply go to the DMV to get this information. If not, you may need to go through a different process to identify the lender. Just because the loan is paid off at the bank doesn't mean the lien has been released.
