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Brian Ian Polski and Joe Action, co-owners of Orion Mortgage, discuss the drawbacks of paying for a biweekly mortgage payment plan. While the concept of paying down your mortgage quickly is appealing, they advise against paying for this service. They share tips on how to implement a bi-weekly plan for free, saving clients hundreds of dollars in fees. The duo has helped numerous clients benefit from this strategy and they emphasize the importance of being cautious with solicitations related to mortgage payment plans.