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hey guys i'm phil town from real one investing and today i want to talk to you about how to create an investment [Applause] [Music] plan all right you guys you decided to start investing this is fantastic but you're gonna have maybe a little trouble getting started or maybe you just want to be extra sure that you're on the right path for success totally agree now this is where an investment plan comes in making an investment plan involves more than just choosing a few stocks to put money in okay it's a good idea to consider a few other aspects such as your current financial situation what are your goals for financial future and how all that can impact on your investing strategy very important stuff so let's take a look at some of the elements that make up a really strong investment plan the first thing is to evaluate your current financial situation okay what's your disposable income what's your debt what are your average expenses the reason you want to do that is because this helps d...