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hey family i was sitting here waiting to get loaded and i thought i'd come on and talk a little bit about factoring i've had several subscribers that ask um should they should you factor honestly it's preference it's your preference but here's the difference between factoring and not factoring okay factoring first of all some of you may not know what factoring is we didn't know what factoring was when we first started in the business it wasn't until we applied for our authority and started getting all of those aggravating phone calls and emails that and people started soliciting us to use them as a factory company what we found was if you don't factor if you get direct um if you get direct payment from the person that you book the load with it could take upwards of 30 to 45 days if you use a factoring company which is a financial company that will pay you within 24 to 48 hours and then wait on their money on the back end from the company so um there are a bunch of factoring companies...