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foreign [Applause] data related or correlated uh either payment or credit behavior of uh the people in the Philippines you know because I dont know if this is a new question but you may have already been asked this question in the past but thats thats something that Im really curious about how is it related thank you very much I am and yes you got it right fieldsport has basically been on both side of the coin and for the past three years that weve been in basically actively serving the land Landing industry in the Philippines weve seen a lot a lot of exciting developments by more and more Banks and lenders basically looking for alternative ways to be able to serve the unbank population of the country with more loans um you know what happens in a market that basically there is not enough information available for a vast majority of the population this is the case of the Philippines where 60 70 percent of the population of the adult population were talking about doesnt have acc
