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[Music] hello this is Benjamin beaver with Coldwell Banker and I wanted to give you some more details on bridge loans so basically a bridge loan is a way for you to if you have if you have a house that youre living in you can get a loan to buy a new house without incurring a second payment during the bridge period so the whole idea about a bridge loan is to be able to buy a second house without having to payments at the same time very convenient for buyers who are not wanting the stress of trying to do a contingency contract and sell your house and try to close both properties at the same time figure out moving and all of that a bridge loan gives you the ability to make a non-contingent offer so even though you have a house that youre living in and making payments on you can go ahead and buy another properties non-contingent close on it and you own both properties but the bridge loan gives you the ability to only make your current payment that youre making and not have to make any