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Attorney Joseph McClelland explains the importance of identity theft affidavits in dealing with fraudulent accounts on your credit report. An identity theft affidavit serves as additional proof for credit bureaus to analyze disputed accounts. Along with a police report, using this document with a dispute letter can help resolve the issue. The affidavit template should include language asserting the truthfulness of your claims under penalty of perjury. To obtain a template, you can visit McClelland's website.
