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can you use one credit card to pay off another if you think this is a clever strategy to earn more credit card rewards without actually having to buy any more stuff sorry you are not the first person whos thought of this and you typically cannot use one credit card to make direct monthly payments on another credit card however if you have a high amount of credit card debt and youre paying a high interest rate on that debt you can and should consider moving that to a different credit card you should move that to whats called a balanced transfer card these are special sorts of credit cards that allow you to move the IOU on one and sometimes more credit cards to a single credit card typically this new balance transfer card will have either a lower interest rate or itll give you a period of time to pay down the balance that you transferred for a longer period without paying any interest at all its common to have this for 12 to 24 months of no interest this can be a great way to pay d