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[Music] thank you and Im curious if anyones ever done that please put in the comments or whatnot but 80 20 is basically saying if Im going to create a 250 000 note Im going to create a hundred thousand dollar person 150 000 a second I can sell the hundred thousand dollar first to a Weber and keep the 150 as a at that or if its 300 000 I can create 250 in a 50. and keep the 50 and keep payments rolling in and get my cash out of the first one because that kind of how you guys do it yeah I I actually go we actually have lowered so when I started doing this we its a moving Target for like I will never negotiate interest rate with anybody period my rate is my rate and if you dont like it then dont buy the house okay Im not going to manage the problem right because I already know what the answer to the question is when I go sell you the note okay I already know all things considered I already know what your yield is going to be enough and if rates are going up and inflations chang