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Module three, chapter 11 discusses the reorganization process in Chapter 11 bankruptcy. Unlike bankruptcies solely aimed at eliminating debt, Chapter 11 allows companies and individuals to restructure their debt while continuing operations. This process involves negotiating a repayment plan with creditors, overseen by a bankruptcy trustee and the court. Although debtors are responsible for their operations, they often require expert teams and attorneys to assist. While Chapter 7 bankruptcy remains more common, Chapter 11 filings have risen significantly, with a reported increase of over 60% from 2017 to 2018.
