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In this tutorial, the speaker discusses the concept of renting to own, highlighting several concerns as a lender. They express personal reluctance to enter a rent-to-own agreement, primarily because these deals often go awry. Commonly, individuals are encouraged to enter these agreements due to poor credit, with the promise that rent payments will contribute to a future down payment. However, the speaker cautions that various issues can arise within these arrangements. They emphasize the risk of encountering fraudsters exploiting rent-to-own schemes, while also acknowledging that some legitimate companies do exist. Key considerations include ensuring the payments are genuinely applicable toward a down payment.
