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what is title transfer and the risk of loss in the sale of goods well to start with the law of the sale of goods between individuals is the subject of state law but is generally consistent with the uniform commercial code as most states have adopted the primary provisions if not the entire uniform commercial code as state law with that being said the terms transfer of title or title transfer and risk of loss go hand in hand because generally the risk of loss associated with a good that is what happens if the good is damaged or destroyed during this transfer process is synonymous with the point in time in which title to the good transfers that is once a person is the legal owner of the goods then they bear the risk of loss after that point now with that being said the transfer of goods is subject to contract law and the provisions of a contract are as agreed between the parties that is the parties can make the terms of the contract by and large as long as it doesnt violate the law or p