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hi everybody Jennifer blevin Smith with integral Clinic Solutions and youamp;#39;re watching my YouTube channel navigating the business of Medicine today I want to talk about individual versus group payer contracts that means I want to just talk about a high overview of billing as an individual and having a contract with an insurance that way and having a group contract with an insurance and billing it that way Iamp;#39;m kind of building off some of my other Contracting and credentialing videos where I go over a lot of information and I realize that I needed to break it down a little bit into more specific pieces so I did a previous video just the difference between Contracting and credentialing and now I want to talk about the contracts and I talked a little bit about it in that previous video but here I want to spend a little bit more time so hopefully I donamp;#39;t confuse you or maybe I can shed some more light on some questions you might have so if you choose to contr