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hello my name is Katie sonorous with sonorous Wealth Management and in this video weamp;#39;re going to talk about how to fix you missed our MD letamp;#39;s get going I always imposes penalty of 50% of your mr. MD amount but in most cases if you have good costs IRS will waive the penalty the steps that you have to take in order to get relief from IRS for the payment of the 50% penalty are the following first of all step number one you have to take out your mr. MD as soon as possible first thing as soon as you discovered their mission you have to do it on top of that you have to remember to take separate checks for different years say itamp;#39;s the end of 2019 you still have to take your 2019 distribution and you realize you forgot to take distribution for 2018 in the month of December you can take to distribution one for 2018 that you missed and one for 2019 but they have to be separate checks itamp;#39;s very important because you have to include the check for 2018 with your exp