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here with us is Lilia Vu welcome Lilia good to have you here along with Mike Juan CEO of the US Golf Association and Stephanie Mariano head of sports and entertainment marketing at Ali Financial Stephanie let me start with you why why was womenamp;#39;s golf such an appealing uh partner Target for Ally yeah first thank you for having me and giving voice to this partnership uh that that just starts with um the fact that we believe in investing in sport and itamp;#39;s powerful for our business uh and and golf basically provides an untapped territory for us and and the opportunity to docHub millions of fans that we are not currently docHubing with our Sports Partnerships we know that sports fans uh have higher preference likeability and consideration of our brand um they they are more loyal toward our brand and they convert with our our our brand at a lower cost to convert so we knew that it was time to expand our portfolio golf was the right territory and usj and Lilia were the right pa