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you can have all the money in the world but if you canamp;#39;t get it where it needs to go your business can come to a grinding halt first business bank is committed to giving you access to the safest most convenient options when it comes to moving your money including two of our most popular automated Clearinghouse and bill pay so what are these tools which transactions are they best for and how do you access them letamp;#39;s dig in first automated Clearinghouse or ACH for short is a universal electronic payment system used by all financial institutions ACH is easy to use and perfect for business transactions and itamp;#39;s built right into our online business banking portal you can set up a payment template or upload a natural formatted payment file and submit ACH transactions are all digital secure and accepted internationally so no matter where your fonts are headed you can be sure they get their fast and safe every time next bill pay is a convenient tool also availab