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nice so like a bank doesnt like to refinance that quickly okay and so lets talk about that so now you say oh well because we had rsps lined up so tell me that meant that instead of going to the bank and getting your mortgage you instead pulled some rsp funds and paid essentially paid cash correct thats exactly what we do with our properties yes and to be fair i dont want to mislead anybody there is a mortgage we used lawyers the funds were all in olympia trust and we had to do paperwork in order to satisfy the lenders that this was a good deal once the lenders agreed we came up with a commitment document that they all signed our lawyer worked with olympia trust to get all the paperwork through and there is a mortgage registered on title so again being on mortgage is a better protection because i saw somebody just kind of flash by there with a promissory note is promissory note for a lot of people that is not worth the paper its written on and this is the first thing we tell people
