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[Music] welcome to the creative influencer where we discuss all things creative with an emphasis on influencers the creative influencer is hosted by john pfeiffer john is an entertainment attorney in santa monica california who represents influencers and other [Music] creatives in our last minisode we provided an overview of the sag aftras new influencer agreement today were going to talk about the pros and cons of the new agreement one of the major reasons to join sag-aftra is to gain access to pension and health benefits all sag members have to meet a threshold of earnings in a year to qualify for these benefits currently there is a minimum of 29 950 of earnings or so-called quote covered services in a year to qualify for the health plan and twenty thousand dollars in a year to earn one pension credit with the default fee of twenty percent paid to sag under the influencer agreement this essentially means you need to have a contributed a minimum of 5990 to the union in order to qual