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all right sorry about that i just have to record on the computer because if i do it to the cloud i run out of energy all right guys yeah this is my favorite time when we get to introduce our awesome guest and i just also want to know before we get started we have a small group here tonight and im excited about that because everybody on here is powerhouse and this means that i really want everybody to kind of you know stop russell at at times ask questions hes here hes an open book weve you know we speak with him we have access to him but now you have access to him there are a lot of questions that youre going to have dont feel weird in this movie we might have the same question all right so its open everybody should be happy comfortable here lets all talk and have a great conversation but so russell is the man he entered the cre the commun he entered the finance industry over 10 years ago where he has started his career in the residential mortgage industry in 2002 and excelled