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- In this video, were talking about background checks. Hi, Im consumer protection attorney Bill Clanton. Ive helped hundreds of people navigate the system when they have problems with debt collection harassment, inaccurate credit reporting, and other consumer-related matters. Lots of people were surprised to learn that background check is a form of a credit report. In todays employment environment, over 90% of employers require, at the minimum, a criminal background check. The companies that provide these reports are scrappy startups. Theres no government regulation of them. Really the only law that applies to them is the Fair Credit Reporting Act. And if youve been turned down for a job because of a background check, its important that you make sure that they follow the law. In todays work environment, over 90% of employers require a background check, at least a criminal background check. The companies that do this are required to report the information they find with the maxi