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TRIA, The Terrorism Risk Insurance Act The following questions are from CPCU 552 Chapter 9, Other Commercial Liability Insurance. Well cover the basics of The Terrorism Risk Insurance Act, the federal law on which terrorism insurance is based. Question: Samsung Electronics risk manager A, is consulting with an insurance company to cover the companys various loss exposures. Insurance company producer B recommends terrorism coverage for most insurance policies, such as CGL and Workers Compensation, except for some categories such as Commercial Auto, Life and Health Insurance. Producer B explains that if the losses due to a terrorist attack exceed a certain amount to the entire insurance industry, the coverage may not be applicable. When risk manager A, refuses terrorism coverage, producer B suggests limited coverage at a lower insurance premium or not covering terrorism at a much lower premium. What laws and provisions does the producer Bs business practices rely on? Answer: The Terr
