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what is a financial hardship it is a change in financial circumstances that caused you to fall behind or in danger of falling behind on your mortgage payments when you apply for hardship assistance we will send out a workout package which will contain a checklist for required documents if necessary for your investor you will need to provide a hardship letter and documentable proof of your hardship your hardship will be considered for the following workout types forbearance loan modification partial claim short sale or deed-in-lieu allowable hardships may vary per investor think of the hardship in terms of event or time frame when you were no longer able to pay for your monthly bills what happened what changed since the first time you qualify for the loan what event cost you the struggle with paying your mortgage explain your hardship and its much detail as possible some examples of acceptable hardships are curtailment of income such as unemployment reduction of income disability or wa
