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hey this is Sean Williams with another episode of elevate with Sean Williams and today I have Mark halperson with me with Movement Mortgage whos going to be talking to us about an awesome plan that it has for down payment assistance with new construction tell everybody tomorrow so uh right now basically running through the rest of 2023 at Movement we are offering a lender incentive for uh some of the local Builders here uh for Planned well Ivy Beasley homes pierwood 10 a few um and what it is its a uh were preferred lenders for them as well but were also giving a five thousand dollar lender incentive on top of the preferred lender and soon as we get from the Builder themselves so kind of hard to beat no gimmicks no catches its just an additional 5 000 towards closing costs okay so if the lender is given seven thousand dollars towards closing costs this is money that they automatically hit yep absolutely so so for instance if the Builder incentive is lets say its seven thousand d