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so do you have to get a certificate of insurance for yes as they requested yes okay [Music] nice all right so Jeff Spencer we were talking about the different types of insurance you might need different types of bed or bonds you might need and one of the things we were talking about is you know just insurance for a project um you know where do you go to get this insurance for your Construction Company you go to Allstate no Farm Bureau no youve got to find you know someone thats into industrial and construction you know coverage uh theres a lot of insurance companies out there a lot of national insurance companies but theres also locals you can find it with insurance uh you know insurer construction project uh you know most stand around here is like you know a million dollars uh coverage uh for accidental and and property damage uh but yeah you have to include those and one time we include on our overhead because weve had percentage every year you know to our insurance company so i