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In this video, the speaker discusses the importance of a split dollar critical illness policy for incorporated business owners. He explains that this policy provides bumper guard protection for the owner and their family. The speaker, John Mochler, emphasizes the need for insurable business owners to have this policy. He recommends designing critical illness policies as guaranteed policies with a return of premium feature, ensuring a payout in the event of a critical illness or a full refund if no illness occurs. In Canada, only five percent of Canadians have a critical illness policy, making this coverage a valuable investment for business owners. Subscribe to the speaker's YouTube channel for more advice on protecting your family.
