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okay so wanted to do a quick video about this topic because this is what happens in almost every case and when i'm doing consults with clients i will tell them what to expect um i try to tell everybody what to expect um but uh anyway some folks forget and then they call me having a panic attack and it's about their accounts being temporarily frozen when i say accounts like when they're going to pay their mortgage or they're going to pay their car payment all of a sudden they can't access it online and people will flip out and they're like oh you told me i could keep it and you told me that yes calm down you can still keep it however what happens when you file bankruptcy is the automatic stay goes in place think of it like a giant force field that goes over all of your stuff so your creditors don't want to get sued or accused of trying to collect from you a debt which you could discharge so what they will do is they will temporarily restrict your access online because they don't want t...