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Benjamin Albright here with iabl just giving you a quick reminder about a new piece of legislation that is due to take effect on January 1st in the previous session of the legislature uh Louisiana legislature passed act 331 which requires that a windstorm deductible disclosure be sent to any policyholder on homeowners policies that are written after January 1st of 2023. so essentially what it says is that the Louisiana Department of Insurance will promulgate a standardized form which they have done that discloses what the deductible is on the policy and you have to send this to your policy holder for signature on any policy that has a new business effective date after January 1 or a change in the amount of the win deductible after that time now as part of our lobbying efforts ibls lobbying team was able to get some protections for agents in the final version of the bill for one thing it states that the form has to be sent to the policyholder it does not say that you have to get a cop
