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[Music] [Applause] [Music] hey this is ken finnen from capital vantage tuner and its my job to get you past this finra exam series 6 37 sie all those things the 63 65 66 to series 24. im doing these videos to help those that cant really pay for a tutor or have to self-sponsor and pay their own stuff so im trying to get back a little bit okay so lets talk about margin for a second so margin is when you want to buy stock okay so when you want to buy stock and you have to pay 20 grand for it maybe you dont have that kind of money so broker dealers under regulation t allow you to leverage your money so you can take ten grand and buy ten thousand dollars worth of stock like a mortgage right so if you buy a hundred thousand dollar house youre not paying a hundred grand youre going to pay like 20 and then borrow the rest and youre going to pay it off thats a mortgage same thing here its just 50 so when you buy stock you have to put down 50 percent make sense okay so lets go with a