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in a 50 30 20 budget template to find out where to cut expenses and save more money hereamp;#39;s how it works first we enter our income letamp;#39;s say itamp;#39;s 3 000 per month now we enter our expenses the amount and label as needs wants or savings so far numbers are 72 16 11. if you spend too much on Amazon like 1300 then Watts number will be too high the goal is to see if youamp;#39;re overspending and get closer to 50 30 20. if you want to copy leave a comment Iamp;#39;ll select the link in my box