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are you looking for ways to cut your expenses and save money on a low income my name is mike chavez and today weamp;#39;re going to focus specifically on cutting your housing expenses welcome back in this series weamp;#39;re focused on cutting all your monthly expenses each episode in this series will focus on a specific segment of your spending and as i mentioned before this episode will specifically focus on your housing expenses regardless of whether youamp;#39;re renting or owning this video is broken down into four different sections and iamp;#39;ll leave the time stamps below so you can click ahead to the ones that apply to you and before we start please do all the youtube things like comment subscribe ring the bell this will all help me deliver the content that youamp;#39;re looking for all right letamp;#39;s dive in so before we get into how to cut your housing expenses what i really want to talk about is trying to reframe the discussion about budgeting i realize