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a bridge loan is a temporary short-term loan that gives you access to the equity in your current home to be able to use as a down payment for a future home if you want to buy a home right now but you just dont have 20 or 30 thousand dollars saved up a bridge loan can be a great option im steve calabrese im a loan officer with equitable mortgage in the next few minutes im going to show you how to use a bridge loan how to qualify for a bridge loan and when you actually might want to think about using a bridge loan to get your offer accepted so if you dont have a down payment saved up but you found a home you want to make an offer on you can either make an offer contingent upon the sale of your current home so you make an offer but you have to sell your current home to be able to use that equity as a down payment or you can use whats called a bridge loan now up north and ohio midwestern states contingent offers happen and close all the time but down in florida youre probably not g
