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welcome back everyone michael rosner here with offshore citizen today weamp;#39;re going to dive a little bit into some introductory concepts in contracts which can be very important to you and in particular today weamp;#39;re going to discuss severability this is one of the common boilerplate clauses that is in there that you should probably know about and thereamp;#39;s lots of different ways that weamp;#39;re going to talk about how it applies to you so stick around until the end before we get started if you have not already click the subscribe button itamp;#39;s going to help you a lot youamp;#39;re going to get good luck apparently you know red is a lucky color you click on it you get red you get good luck click the notification bell letamp;#39;s get started okay so uh if youamp;#39;ve ever done contracts which if youamp;#39;re in business at all you probably have uh youamp;#39;re going to notice thereamp;#39;s a whole bunch of different clauses right there is two types