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whether your car just has a magnetic stripe or a chip as well there is a correct way to get rid of your card and destroy its information you want to destroy all sensitive information when cutting a card with scissors draw vertical and horizontal lines on your card through the account number name security code chip and stripe then cut along the lines and throw it in the trash a shredder works as a quick way to destroy a magstripe only card only shred a chip card if the shredder can also shred CDs otherwise it could break the shredder in both cases use a shredder only if the card is plastic if the card is metal or has a chip and you dont want to cut it up request a prepaid envelope from the issuer to send it back dont throw it in the trash destroy the card correctly keeps your information safe Jenny Hong creditcards.com