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In this tutorial by Tech Pay Frenzy, the focus is on obtaining a mini bank statement on your phone. The process primarily involves using SMS services provided by SBI Bank. Users need to register their mobile numbers with the bank and can send SMS requests to receive their mini statements. Specifically, to access the mini statement, the user must enter their account number and send it via SMS to a designated number (9223488888). The video emphasizes the importance of having a registered mobile number and following the correct format for SMS to ensure successful receipt of the bank statement.