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The video tutorial demonstrates how to create a personal loan agreement using DocHub PDF. Users can choose from various formats, but the video recommends DocHub for ease of use. The process involves filling out a fillable form. The tutorial provides a step-by-step example: first, it specifies the effective date (May 24, 2015) and identifies the borrower (Johnny Appleseed) along with his address (123 Apple Way, Appleville, Texas). It also mentions the lender (his wife, Nancy Appleseed). The agreement stipulates that Nancy will repay the loan amount of $10,000 within one year. The video continues to outline further details of the loan agreement.