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Alice from Washington asks how to address her broke roommate's late bill payments. The advice is to have a direct, firm, yet calm conversation, emphasizing that the living situation is affected by the late payments. It's suggested to use a budgeting app, like EveryDollar, to create a budget together, highlighting the seriousness of the issue. Alice's passive approach is criticized; clarity in communication is deemed essential. The key message is to confront the roommate about the financial strain and establish that the current situation cannot continue if the payments do not improve.