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Presenter 1: Good morning and welcome to the Power of Attorney webcast. Before we get to the main presentation, lets take care of some housekeeping items. To provide you with a future reference and to make your notetaking easier, weve provided a learning guide for this webcast. Youll see the link to the learning guide in the YouTube description box. Please note that due to the large number of participants, even though the chat feature is active, we wont be able to respond to member questions during this webcast. If you have any questions, please contact us directly. Our presentation today covers information on the different types of powers of attorney and why you should have one on file. Well also review the specific powers the person you name may have. Finally, well go over completing the form and what youll need to do if you want to change or terminate your power of attorney. There are many different types of powers of attorney, or POAs, that y